in91money: Get Instant Loans in India Without Hassle
Facing unexpected expenses? in91money provides fast digital loans to Indian residents through a streamlined mobile app process. Learn how it works.
What is in91money?
in91money is a digital lending platform offering short-term personal loans to salaried professionals and self-employed individuals across India. The platform focuses on:
- Quick disbursal: Funds transferred within 24 hours of approval
- Paperless process: Entire application via mobile app
- Flexible amounts: Loans from ₹5,000 to ₹1,00,000
- Easy EMIs: Repayment tenure up to 12 months
How in91money Works
- Download the App: Available on Google Play Store
- Check Eligibility:
- Indian resident aged 21-55
- Minimum monthly income ₹15,000
- Active bank account with PAN/Aadhaar linkage
- Submit Documents:
- PAN card
- Aadhaar card
- 3 months' bank statements
- Salary slips (for salaried)
- Get Approval: Instant verification through AI-based systems
- Receive Funds: Direct bank transfer post-agreement signing
Key Features of in91money Loans
| Feature | Details |
|---|---|
| Interest Rates | 1.5%-3% monthly (varies by profile) |
| Processing Fee | 2-5% of loan amount + GST |
| Loan Tenure | 3-12 months |
| Prepayment | Allowed with minimal charges |
| Credit Score | May check CIBIL/CRIF during approval |
Why Consider in91money?
- Emergency funding for medical bills, repairs, or education fees
- No collateral required for loan approval
- 24x7 application through mobile app
- Flexible repayment options via UPI/auto-debit
- Data security with RBI-compliant protocols
Safety and Regulation
in91money operates under RBI-registered NBFC partners. Key security measures:
- 256-bit SSL encryption
- Secure OTP verification
- No sharing of data with third parties
- Transparent charges disclosed upfront
Common Questions
How quickly does in91money disburse loans? Approved loans typically reach bank accounts within 4-6 working hours after document verification.
What if I miss an EMI payment? Late payments attract penalties of ₹100/day plus 3% monthly interest on overdue amount. Frequent defaults may impact credit score.
Can I get a loan without salary slip? Self-employed applicants can submit GST returns or ITR instead of salary slips.
Is in91money available pan-India? Currently serves all major states except Jammu & Kashmir and Northeast territories.
Alternatives to Compare
- EarlySalary
- MoneyTap
- KreditBee
- Cashe
Always compare interest rates, processing fees, and customer reviews before choosing a digital lender.
Loan approval subject to terms and conditions. Borrow responsibly and read all agreements carefully.
